Real estate appraisal services for homeowners in the city of PITTSBORO and Hendricks County

Here are the top 7 reasons Indiana homeowners hire Frank L. Hagan Appraisals Inc:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. To reduce your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a Indiana divorce, where real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Indiana

Need help determining the value of your house in or near PITTSBORO, Indiana?
Contact Frank L. Hagan Appraisals Inc.

We at Frank L. Hagan Appraisals Inc understand the particular needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping homeowners just like you get rid of unnecessary PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from Frank L. Hagan Appraisals Inc is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Frank L. Hagan Appraisals Inc can provide you with a professional appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Frank L. Hagan Appraisals Inc can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.